Bill Text: NY A04075 | 2021-2022 | General Assembly | Introduced
Bill Title: Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for homeowners' insurance policies based on the breed of a dog owned.
Spectrum: Strong Partisan Bill (Democrat 15-1)
Status: (Introduced - Dead) 2021-06-10 - substituted by s4254 [A04075 Detail]
Download: New_York-2021-A04075-Introduced.html
STATE OF NEW YORK ________________________________________________________________________ 4075 2021-2022 Regular Sessions IN ASSEMBLY February 1, 2021 ___________ Introduced by M. of A. GLICK, O'DONNELL, COLTON, ENGLEBRIGHT, L. ROSEN- THAL, PERRY, ZEBROWSKI, BYRNE, JACOBSON, EPSTEIN, WEPRIN, GOTTFRIED, LAVINE, BRONSON -- Multi-Sponsored by -- M. of A. SIMON -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to prohibiting insurers from canceling, refusing to issue or renew, or charging higher premi- ums for homeowners' insurance based on the breed of dog owned The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The insurance law is amended by adding a new section 3421 2 to read as follows: 3 § 3421. Homeowners' liability insurance; dogs. 1. With respect to 4 homeowners' insurance policies as defined in section two thousand three 5 hundred fifty-one of this chapter, no insurer shall refuse to issue or 6 renew, cancel, or charge or impose an increased premium or rate for such 7 policy or contract based solely upon harboring or owning any dog of a 8 specific breed or mixture of breeds. 9 2. The provisions of this section shall not prohibit an insurer from 10 refusing to issue or renew or from canceling any such contract or poli- 11 cy, nor from imposing a reasonably increased premium or rate for such a 12 policy or contract based upon the designation of a dog of any breed or 13 mixture of breeds as a dangerous dog pursuant to section one hundred 14 twenty-three of the agriculture and markets law, based on sound under- 15 writing and actuarial principles reasonably related to actual or antic- 16 ipated loss experience subject to the applicable provisions of section 17 three thousand four hundred twenty-five of this article. 18 § 2. This act shall take effect on the ninetieth day after it shall 19 have become a law and shall apply to all policies issued, renewed, modi- 20 fied, altered or amended on or after such effective date. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD07621-01-1
