Bill Text: NY A00723 | 2019-2020 | General Assembly | Introduced

New York Assembly Bill 723 (Prior Session Legislation)

Introduced

Bill Title: Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for homeowners' insurance policies based on the breed of a dog owned.

Spectrum: Strong Partisan Bill (Democrat 16-1)

Status: (Introduced - Dead) 2020-01-30 - advanced to third reading cal.353 [A00723 Detail]

Download: New_York-2019-A00723-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________
                                           723
                               2019-2020 Regular Sessions
                   IN ASSEMBLY
                                       (Prefiled)
                                     January 9, 2019
                                       ___________
        Introduced  by M. of A. GLICK, O'DONNELL, COLTON, ENGLEBRIGHT, L. ROSEN-
          THAL, PERRY, ZEBROWSKI, BYRNE -- read once and referred to the Commit-
          tee on Insurance
        AN ACT to amend the insurance law, in relation to  prohibiting  insurers
          from  canceling, refusing to issue or renew, or charging higher premi-
          ums for homeowners' insurance based on the breed of dog owned
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
     1    Section  1.  The insurance law is amended by adding a new section 3421
     2  to read as follows:
     3    § 3421. Homeowners' liability insurance;  dogs.  1.  With  respect  to
     4  homeowners'  insurance policies as defined in section two thousand three
     5  hundred fifty-one of this chapter, no insurer shall refuse to  issue  or
     6  renew, cancel, or charge or impose an increased premium or rate for such
     7  policy  or  contract  based solely upon harboring or owning any dog of a
     8  specific breed or mixture of breeds.
     9    2. The provisions of this section shall not prohibit an  insurer  from
    10  refusing  to issue or renew or from canceling any such contract or poli-
    11  cy, nor from imposing a reasonably increased premium or rate for such  a
    12  policy  or  contract based upon the designation of a dog of any breed or
    13  mixture of breeds as a dangerous dog pursuant  to  section  one  hundred
    14  twenty-three  of  the agriculture and markets law, based on sound under-
    15  writing and actuarial principles reasonably related to actual or  antic-
    16  ipated  loss  experience subject to the applicable provisions of section
    17  three thousand four hundred twenty-five of this article.
    18    § 2. This act shall take effect on the ninetieth day  after  it  shall
    19  have become a law and shall apply to all policies issued, renewed, modi-
    20  fied, altered or amended on or after such effective date.
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05046-01-9