| NY | A06697 | Intro | Relates to proof of identification for foreign born nationals.
[Detail][Text][Discuss] | 2019-03-15
To Assembly Banks Committee |
| NY | A06693 | Intro | Relates to conduit services performed by licensees.
[Detail][Text][Discuss] | 2019-03-15
To Assembly Banks Committee |
| NY | A06522 | Intro | Establishes a commission to study the feasibility of establishing a bank owned by the state of New York or an authority constituted by the state of New York and report thereon.
[Detail][Text][Discuss] | 2019-03-11
To Assembly Banks Committee |
| NY | A06558 | Intro | Enacts the "Home Equity Fraud Act" to control improper activities by home improvement contractors and finance companies; prohibits mortgage brokers or agents from acting as home improvement contractors; provides additional protections for mortgagors ...
[Detail][Text][Discuss] | 2019-03-11
To Assembly Banks Committee |
| NY | A06506 | Intro | Enacts the "credit creation pilot program act of New York"; directs the superintendent of financial services to create and implement such act; defines terms; provides that a program licensee may not offer or make a program loan or impose any charges ...
[Detail][Text][Discuss] | 2019-03-08
To Assembly Banks Committee |
| NY | A06425 | Intro | Relates to clarifying the definitions of "illegal money transmission" and "money laundering"; relates to penalties for unlicensed money transmitters; relates to timeliness of prosecutions.
[Detail][Text][Discuss] | 2019-03-07
To Assembly Banks Committee |
| NY | A06399 | Intro | Enacts the New York state money transmission disclosure act; requires each licensee providing a transmission transaction which involves currency of one country into the currency of another country to provide the customer with a written disclosure; au...
[Detail][Text][Discuss] | 2019-03-07
To Assembly Banks Committee |
| NY | S02109 | Engross | Requires agents of licensed money transmitters to remit moneys to the licensee within the time frame provided in the contract between the agent and the licensee; makes agents liable for treble damages for failure to remit moneys in a timely manner.
[Detail][Text][Discuss] | 2019-03-07
To Assembly Banks Committee |
| NY | A06475 | Intro | Requires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at the offered interest rate, over...
[Detail][Text][Discuss] | 2019-03-07
To Assembly Banks Committee |
| NY | A06070 | Intro | Directs the New York state department of financial services and the New York state department of state's consumer protection division to conduct a study on consumer awareness and financial education in New York state and to make recommendations for a...
[Detail][Text][Discuss] | 2019-02-26
To Assembly Banks Committee |
| NY | A05880 | Intro | Relates to the definition of residence and residential real property.
[Detail][Text][Discuss] | 2019-02-20
To Assembly Banks Committee |
| NY | A05085 | Intro | Provides for the inclusion of low income credit unions in the banking development district program in cities having a population of one million or more persons.
[Detail][Text][Discuss] | 2019-02-07
To Assembly Banks Committee |
| NY | A04928 | Intro | Grants the department of financial services jurisdiction over the financing of motor vehicles; requires motor vehicle dealer finance managers to be licensed by the department of financial services.
[Detail][Text][Discuss] | 2019-02-05
To Assembly Banks Committee |
| NY | A04653 | Intro | Requires lending institutions to supply customers with PINs to be used in conjunction with any chip-embedded credit card.
[Detail][Text][Discuss] | 2019-02-05
To Assembly Banks Committee |
| NY | A04826 | Intro | Establishes the New York state infrastructure development bank within the banking department; makes a $250,000,000 appropriation therefor.
[Detail][Text][Discuss] | 2019-02-05
To Assembly Banks Committee |
| NY | A04357 | Intro | Relates to prohibiting financial institutions from charging a fee for periodic paper statements when such statements are required for an application for public assistance.
[Detail][Text][Discuss] | 2019-02-04
To Assembly Banks Committee |
| NY | A04565 | Intro | Relates to refinancing of an existing mortgage loan; provides for a separate disclosure which compares monthly payments under the previous mortgage with the combined monthly payments for the new mortgage loan, property tax and insurance.
[Detail][Text][Discuss] | 2019-02-04
To Assembly Banks Committee |
| NY | A04618 | Intro | Requires banks to disclose any negative consequences of establishing an alternative payment schedule on a loan.
[Detail][Text][Discuss] | 2019-02-04
To Assembly Banks Committee |
| NY | A04453 | Intro | Requires all banks and credit unions to have a notary public available during business hours; permits banks to charge a fee for such service.
[Detail][Text][Discuss] | 2019-02-04
To Assembly Banks Committee |
| NY | A04185 | Intro | Requires mortgage investing institutions or their contracted vendors to be financially responsible for any interest or penalties charged as a result of an erroneous mortgage registration filed by such institution or vendor.
[Detail][Text][Discuss] | 2019-02-01
To Assembly Banks Committee |
| NY | A04023 | Intro | Requires banks to send account notifications in certain circumstances.
[Detail][Text][Discuss] | 2019-01-31
To Assembly Banks Committee |
| NY | A03915 | Intro | Directs the superintendent of banks to promulgate rules and regulations requiring licensed cashers of checks to file suspicious activity reports.
[Detail][Text][Discuss] | 2019-01-31
To Assembly Banks Committee |
| NY | A04001 | Intro | Relates to prohibiting a lender from blocking access to funds issued under a credit line mortgage.
[Detail][Text][Discuss] | 2019-01-31
To Assembly Banks Committee |
| NY | A03636 | Intro | Prohibits the inclusion of a confession of judgment in a contract or agreement for a financial product or service.
[Detail][Text][Discuss] | 2019-01-30
To Assembly Banks Committee |
| NY | A03638 | Intro | Expands consumer protections for usury and interest to small businesses.
[Detail][Text][Discuss] | 2019-01-30
To Assembly Banks Committee |
| NY | A03637 | Intro | Deems asset-based lending transactions to be loans for all purposes.
[Detail][Text][Discuss] | 2019-01-30
To Assembly Banks Committee |
| NY | A03315 | Intro | Prohibits imposing surcharges on automated teller machines located on state university of New York or city university of New York property.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03235 | Intro | Relates to assessment of the record of performance of banking institutions in helping to meet the credit needs of local communities.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03408 | Intro | Regulates the practice of student debt consultants by establishing prohibitions and requiring certain disclosures.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03229 | Intro | Prohibits a bank or trust company from charging a service charge or requiring a minimum balance for attorney trust or IOLA accounts that are non-interest bearing in nature; defines attorney trust account.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03233 | Intro | Relates to preventing banks from asking account holders for proof of citizenship and using citizenship as a reason for freezing a bank account.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03421 | Intro | Establishes the state financial literacy commission; creates a state financial literacy commission to measurably improve the financial literacy and financial capability of New York state residents.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03320 | Intro | Relates to the banking development districts program.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03554 | Intro | Prohibits banks from holding for deposit the funds from checks issued by the state.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03262 | Intro | Allows credit unions, savings banks, savings and loan associations and federal savings associations to accept and secure deposits from municipal corporations.
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03275 | Intro | Directs the department of financial services to study, evaluate and make recommendations concerning lending practices by financial institutions to landlords acquiring property that includes small business and/or rent-regulated tenants; requires a rep...
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03243 | Intro | Prohibits banking organizations from issuing mail-loan checks without request or application therefor; provides that failure to destroy or return a mail-loan check does not constitute an acceptance thereof; provides that mail-loan checks shall have t...
[Detail][Text][Discuss] | 2019-01-29
To Assembly Banks Committee |
| NY | A03168 | Intro | Requires posting notice of the department of financial services toll free consumer's hot-line telephone number.
[Detail][Text][Discuss] | 2019-01-28
To Assembly Banks Committee |
| NY | A02727 | Intro | Requires financial planners working with the elderly to be certified financial planners.
[Detail][Text][Discuss] | 2019-01-25
To Assembly Banks Committee |
| NY | A02632 | Intro | Relates to authorizing reverse cooperative apartment unit loans for persons seventy years of age or older; provides additional consumer protections.
[Detail][Text][Discuss] | 2019-01-24
To Assembly Banks Committee |
| NY | A02546 | Intro | Relates to enacting the "community financial services access and modernization act of 2019"; modernizes existing statute to reflect the full scope of financial services available at neighborhood "check cashing" establishments; provides for a comprehe...
[Detail][Text][Discuss] | 2019-01-23
To Assembly Banks Committee |
| NY | A02239 | Intro | Establishes the office of financial resilience to develop and implement new programs and initiatives for the purpose of supporting local economies and promoting resilient financial models.
[Detail][Text][Discuss] | 2019-01-22
To Assembly Banks Committee |
| NY | A02141 | Intro | Requires mortgage lenders and brokers to provide consumers with a mortgage bill of rights pamphlet which must be read and signed by the consumer prior to applying for a mortgage.
[Detail][Text][Discuss] | 2019-01-22
To Assembly Banks Committee |
| NY | A02213 | Intro | Relates to financial technology products and services; establishes a regulatory sandbox program.
[Detail][Text][Discuss] | 2019-01-22
To Assembly Banks Committee |
| NY | A02059 | Intro | Relates to the creation of the office of financial services for new Americans for the purpose of assisting immigrant communities in gaining financial knowledge and understanding.
[Detail][Text][Discuss] | 2019-01-22
To Assembly Banks Committee |
| NY | A02084 | Intro | Requires banks to install automatic police notification software on their automated teller machines.
[Detail][Text][Discuss] | 2019-01-22
To Assembly Banks Committee |
| NY | A02454 | Intro | Relates to credit unions.
[Detail][Text][Discuss] | 2019-01-22
To Assembly Banks Committee |
| NY | A01940 | Intro | Increases the number of authorized withdrawal transactions at no charge from basic banking accounts for account holders sixty-five years of age or older from eight to twelve.
[Detail][Text][Discuss] | 2019-01-18
To Assembly Banks Committee |
| NY | A01931 | Intro | Provides that every banking institution which maintains checking accounts for customers shall pay checks in the order received within account balance; provides such banks may dishonor check for insufficient funds, but then must honor smaller checks w...
[Detail][Text][Discuss] | 2019-01-18
To Assembly Banks Committee |
| NY | A01932 | Intro | Relates to including information concerning repayment of outstanding loans in the standard financial aid award letter.
[Detail][Text][Discuss] | 2019-01-18
To Assembly Banks Committee |
