Bills Pending New York Assembly Banks Committee

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NYA09665IntroRelates to establishing the New York public banking act; authorizes the lending of public credit to public banks and authorizes public ownership of stock in public banks for the purpose of achieving cost savings, strengthening local economies, suppor...
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2020-07-10
To Assembly Banks Committee
NYA06070IntroDirects the New York state department of financial services and the New York state department of state's consumer protection division to conduct a study on consumer awareness and financial education in New York state and to make recommendations for a...
[Detail][Text][Discuss]
2020-07-10
[Hearing: Jul 13 @ 2:30 pm]
To Assembly Banks Committee
NYA10329IntroProvides for assessment of activities conducted by the banking institution to support persons, small businesses, minority- and women-owned businesses, and certain not-for-profit corporations affected by the outbreak of coronavirus disease 2019 (COVID...
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2020-07-10
To Assembly Banks Committee
NYA10532IntroRelates to the forbearance of residential and commercial investment property mortgage repayments; requires New York regulated banking organizations to make applications for forbearance for residential and commercial investment property mortgage repay...
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2020-07-10
[Hearing: Jul 13 @ 2:30 pm]
To Assembly Banks Committee
NYA10118IntroRequires certain providers that extend specific terms of commercial financing to a recipient to disclose certain information about the offer to the recipient, including information concerning the financing amount, finance charges, the annual percenta...
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2020-07-10
[Hearing: Jul 13 @ 2:30 pm]
To Assembly Banks Committee
NYA07513IntroRelates to modifying delinquent mortgage loans and single point of contact.
[Detail][Text][Discuss]
2020-07-08
To Assembly Banks Committee
NYA10555IntroAuthorizes certain state regulated institutions to offer disaster forbearance agreements to qualified mortgagors whose income has been adversely affected by the outbreak of COVID-19 and is unable to make his or her mortgage payment.
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2020-07-08
To Assembly Banks Committee
NYA10670IntroProhibits fees for any service rendered through a bank relating to the use of an electronic benefit transfer card issued by the state or certain departments or agencies thereof.
[Detail][Text][Discuss]
2020-06-24
To Assembly Banks Committee
NYA10544IntroRelates to the forbearance for commercial retail space property mortgage payments; requires New York regulated banking organizations to make applications for forbearance for commercial retail space mortgages available to qualified mortgagors during t...
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2020-05-28
To Assembly Banks Committee
NYA10554IntroAllows for mortgagors to cancel or renegotiate forbearance agreements made during a state disaster emergency.
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2020-05-28
To Assembly Banks Committee
NYA10499IntroRequires the forbearance of residential mortgage payments for any mortgagor who demonstrates financial hardship as a result of the COVID-19 pandemic for one year.
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2020-05-22
To Assembly Banks Committee
NYA10309IntroRelates to the regulation and licensing of employer-integrated and non-verified on-demand pay providers.
[Detail][Text][Discuss]
2020-04-22
To Assembly Banks Committee
NYA08686IntroEstablishes the empire state inclusive value ledger establishment and administration act to create a master account and system of individual wallets to make and receive payments to state entities and residents of the state; authorizes the disbursemen...
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2020-04-08
To Assembly Banks Committee
NYA10208IntroEstablishes the coronavirus pandemic small business and not-for-profit organization loan program.
[Detail][Text][Discuss]
2020-03-24
To Assembly Banks Committee
NYA09947IntroClarifies the definition of "community bank institution", expands eligible deposits to a community bank institution under the community bank deposit program and requires an annual report by the state comptroller and the commissioner of taxation and f...
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2020-02-27
To Assembly Banks Committee
NYS05433EngrossProhibits state chartered banking institutions from investing in and providing financing for private prisons.
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2020-02-13
To Assembly Banks Committee
NYA09728IntroRequires transmitters of money to provide a warning which informs consumers of certain fraudulent activities that may occur.
[Detail][Text][Discuss]
2020-02-06
To Assembly Banks Committee
NYA09597IntroRelates to establishing limitations on bank accounts after such accounts have been closed including opening or re-opening such account, requesting a deposit or withdrawal or assessing certain fees.
[Detail][Text][Discuss]
2020-01-27
To Assembly Banks Committee
NYS02397EngrossDirects the New York state department of financial services and the New York state department of state's consumer protection division to conduct a study on consumer awareness and financial education in New York state and to make recommendations for a...
[Detail][Text][Discuss]
2020-01-27
To Assembly Banks Committee
NYA09596IntroCreates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
[Detail][Text][Discuss]
2020-01-27
To Assembly Banks Committee
NYA09141IntroEstablishes the state financial literacy commission; creates a state financial literacy commission to measurably improve the financial literacy and financial capability of New York state residents.
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2020-01-23
To Assembly Banks Committee
NYA09139IntroProvides that a banking institution must cash checks drawn on said institution, if payee presents a form of valid identification; provides a refusal to cash such check after identification, makes such institution guilty of a violation.
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2020-01-23
To Assembly Banks Committee
NYA09095IntroRelates to authorizing reverse cooperative apartment unit loans for persons sixty-two years of age or older; provides additional consumer protections.
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2020-01-17
To Assembly Banks Committee
NYA02239IntroEstablishes the office of financial resilience to develop and implement new programs and initiatives for the purpose of supporting local economies and promoting resilient financial models.
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2020-01-08
To Assembly Banks Committee
NYA03315IntroProhibits imposing surcharges on automated teller machines located on state university of New York or city university of New York property.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA00439IntroAllows credit unions, savings banks, savings and loan associations and federal savings associations to accept and secure deposits from municipal corporations.
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2020-01-08
To Assembly Banks Committee
NYA04023IntroRequires banks to send account notifications in certain circumstances.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA02141IntroRequires mortgage lenders and brokers to provide consumers with a mortgage bill of rights pamphlet which must be read and signed by the consumer prior to applying for a mortgage.
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2020-01-08
To Assembly Banks Committee
NYA04357IntroRelates to prohibiting financial institutions from charging a fee for periodic paper statements when such statements are required for an application for public assistance.
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2020-01-08
To Assembly Banks Committee
NYA08204IntroRelates to unauthorized entities, unregistered mortgage brokers and mortgage fraud; establishes additional penalties against unlicensed or unregistered persons or entities engaging in activities after receiving a cease and desist notice; relates to t...
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2020-01-08
To Assembly Banks Committee
NYA01391IntroProhibits banking organizations from imposing check cashing fees.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA02213IntroRelates to financial technology products and services; establishes a regulatory sandbox program.
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2020-01-08
To Assembly Banks Committee
NYA04928IntroGrants the department of financial services jurisdiction over the financing of motor vehicles; requires motor vehicle dealer finance managers to be licensed by the department of financial services.
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2020-01-08
To Assembly Banks Committee
NYA04565IntroRelates to refinancing of an existing mortgage loan; provides for a separate disclosure which compares monthly payments under the previous mortgage with the combined monthly payments for the new mortgage loan, property tax and insurance.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA03915IntroDirects the superintendent of banks to promulgate rules and regulations requiring licensed cashers of checks to file suspicious activity reports.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA07146IntroRelates to the rate of interest to be paid on judgments and accrued claims; ties the rate of interest to the maturity treasury yield as published by the federal reserve.
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2020-01-08
To Assembly Banks Committee
NYA03638IntroExpands consumer protections for usury and interest to small businesses.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA03229IntroProhibits a bank or trust company from charging a service charge or requiring a minimum balance for attorney trust or IOLA accounts that are non-interest bearing in nature; defines attorney trust account.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA08168IntroEnacts the "New York state federal worker banking assistance act" to require the superintendent of financial services to take into account efforts of banking institutions to modify terms on existing loans, extend new loans with low- to no-interest ra...
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2020-01-08
To Assembly Banks Committee
NYA02059IntroRelates to the creation of the office of financial services for new Americans for the purpose of assisting immigrant communities in gaining financial knowledge and understanding.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA08908IntroRequires individuals who perform compliance functions, duties or tasks to obtain a compliance officer or compliance practitioner license; establishes application and examination requirements to obtain, and continuing education requirements to maintai...
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA03233IntroRelates to preventing banks from asking account holders for proof of citizenship and using citizenship as a reason for freezing a bank account.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA01932IntroRelates to including information concerning repayment of outstanding loans in the standard financial aid award letter.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA04618IntroRequires banks to disclose any negative consequences of establishing an alternative payment schedule on a loan.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA08187IntroRelates to civil penalties associated with financial frauds; re-defines financial product or service to include warranties sold or provided to a consumer or small business or any guaranty or suretyship provided by a consumer.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA03637IntroDeems asset-based lending transactions to be loans for all purposes.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA05880IntroRelates to the definition of residence and residential real property.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA03554IntroProhibits banks from holding for deposit the funds from checks issued by the state.
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA06475IntroRequires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at the offered interest rate, over...
[Detail][Text][Discuss]
2020-01-08
To Assembly Banks Committee
NYA04185IntroRequires mortgage investing institutions or their contracted vendors to be financially responsible for any interest or penalties charged as a result of an erroneous mortgage registration filed by such institution or vendor.
[Detail][Text][Discuss]
2020-01-08
[Hearing: Jul 13 @ 2:30 pm]
To Assembly Banks Committee
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