Bill Text: NJ A4028 | 2018-2019 | Regular Session | Amended
Bill Title: Requires automobile insurers to disclose policy limits upon request by an attorney under certain circumstances.
Spectrum: Bipartisan Bill
Status: (Introduced - Dead) 2020-01-13 - Substituted by S2429 (1R) [A4028 Detail]
Download: New_Jersey-2018-A4028-Amended.html
Sponsored by:
Assemblyman JON M. BRAMNICK
District 21 (Morris, Somerset and Union)
Assemblywoman JOANN DOWNEY
District 11 (Monmouth)
SYNOPSIS
Requires automobile insurers to disclose policy limits upon request by an attorney under certain circumstances.
CURRENT VERSION OF TEXT
As amended by the General Assembly on December 16, 2019.
An Act concerning disclosure of automobile insurance policy limits and supplementing P.L.1972, c.70 (C.39:6A-1 et seq.).
Be It Enacted by the Senate and General Assembly of the State of New Jersey:
1. a. An insurer who receives a request, from an attorney admitted to the practice of law in this State, for disclosure of the policy limits under a private passenger automobile insurance policy issued by the insurer to an insured, shall provide written disclosure of the policy limits to the attorney no later than 30 days from receipt of the request. The disclosure shall indicate the limits of all private passenger automobile insurance policies and any applicable umbrella or excess liability insurance policies issued by the insurer to the insured.
b. A request for disclosure of policy limits shall be in writing and shall include:
(1) a statement that the attorney represents an individual who has suffered bodily injury or death alleged to be caused by a motor vehicle accident with an insured under a private passenger automobile insurance policy issued by the insurer;
(2) the name and last known address of the insured;
(3) the date and approximate time of the motor vehicle accident; and
(4) a copy of the accident report, if available, relating to the motor vehicle accident.
1c. Disclosure of policy limits under this section shall not constitute an admission that the alleged injury or damage is subject to the policy.
d. Information concerning the insurance policy shall not be admissible as evidence at trial by reason of disclosure pursuant to this section.
e. The Department of Banking and Insurance shall publish on its website the email address of each insurer, which shall be supplied by each insurer issuing private passenger automobile policies in this State, for the purpose of receiving requests for policy limit disclosures pursuant to this section.1
2. This act shall take effect immediately1, except subsection e. of section 1 of this act shall take effect on the 60th day next following enactment1.
