CHAPTER 212

SB 28 – FINAL VERSION

02/23/11 0343s

25May2011… 1977h

2011 SESSION

11-0918

09/01

SENATE BILL 28

AN ACT establishing an exemption from the licensing requirements for nondepository first mortgage bankers and brokers for persons providing loans for certain seller-financed transactions.

SPONSORS: Sen. Boutin, Dist 16; Sen. Bradley, Dist 3; Sen. Sanborn, Dist 7; Sen. De Blois, Dist 18; Sen. Gallus, Dist 1; Rep. Hunt, Ches 7; Rep. Dowling, Rock 5; Rep. Warden, Hills 7

COMMITTEE: Commerce

ANALYSIS

This bill establishes an exemption from the licensing requirements for nondepository first mortgage bankers and brokers for persons providing loans for certain seller-financed transactions.

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Explanation: Matter added to current law appears in bold italics.

Matter removed from current law appears [in brackets and struckthrough.]

Matter which is either (a) all new or (b) repealed and reenacted appears in regular type.

02/23/11 0343s

25May2011… 1977h

11-0918

09/01

STATE OF NEW HAMPSHIRE

In the Year of Our Lord Two Thousand Eleven

AN ACT establishing an exemption from the licensing requirements for nondepository first mortgage bankers and brokers for persons providing loans for certain seller-financed transactions.

Be it Enacted by the Senate and House of Representatives in General Court convened:

212:1 New Paragraph; Exemption From Licensing of Nondepository First Mortgage Bankers and Brokers. Amend RSA 397-A:4 by inserting after paragraph V the following new paragraph:

VI. An owner of real property who in any 12 consecutive month period makes no more than 3 mortgage loans to purchasers of the property for all or part of the purchase price of the real estate against which the mortgage is secured; provided, however, that the final regulations relating to the Secure and Fair Enforcement for Mortgage Licensing Act issued by the United States Department of Housing and Urban Development shall supersede the provisions of this paragraph to the extent such regulations conflict with the provisions of this paragraph.

212:2 Effective Date. This act shall take effect July 1, 2011.

Approved: June 27, 2011

Effective Date: July 1, 2011