Bill Text: IL HB4094 | 2019-2020 | 101st General Assembly | Introduced

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Bill Title: Amends the Short-Term, Limited-Duration Health Insurance Coverage Act. Provides that a short-term, limited-duration health insurance coverage policy must have an expiration date that is less than 3 years (rather than 181 days) and may be renewed or extended (rather than prohibiting a policy to be renewable or extendable within a period of 365 days after the individual's coverage under the policy ends). Effective immediately.

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2020-01-16 - Referred to Rules Committee [HB4094 Detail]

Download: Illinois-2019-HB4094-Introduced.html

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101ST GENERAL ASSEMBLY State of Illinois 2019 and 2020 HB4094 Introduced , by Rep. Allen Skillicorn SYNOPSIS AS INTRODUCED:
215 ILCS 190/10
Amends the Short-Term, Limited-Duration Health Insurance Coverage Act. Provides that a short-term, limited-duration health insurance coverage policy must have an expiration date that is less than 3 years (rather than 181 days) and may be renewed or extended (rather than prohibiting a policy to be renewable or extendable within a period of 365 days after the individual's coverage under the policy ends). Effective immediately.
LRB101 16274 BMS 65647 b
A BILL FOR
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AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Short-Term, Limited-Duration Health
Insurance Coverage Act is amended by changing Section 10 as
follows:
(215 ILCS 190/10)
Sec. 10. Application; scope; duration of coverage.
(a) This Act applies to health insurance issuers that offer
short-term, limited-duration health insurance coverage to
individuals in this State and to short-term, limited-duration
health insurance coverage that is delivered or issued for
delivery in this State, including coverage issued outside of
this State that covers individuals in this State.
(b) A short-term, limited-duration health insurance
coverage policy may not be issued or delivered to any person
residing in this State unless the policy, when delivered or
issued for delivery in this State, complies with the provisions
of this Act.
(c) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State must have an expiration date in the policy that is
less than 3 years 181 days after the effective date and may be

HB4094 - 2 - LRB101 16274 BMS 65647 b
renewed or extended shall not be renewable or extendable within
a period of 365 days after the individual's coverage under the
policy ends, either at the option of the issuer or the
individual. Renewal of a short-term, limited-duration health
insurance coverage policy includes the issuance of a new
short-term, limited-duration health insurance policy by an
issuer to a policyholder within 60 days after the expiration of
a policy previously issued by the issuer to the policyholder.
(d) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State may not be rescinded before the expiration date in
the policy, except in cases of nonpayment of premiums, fraud,
or as provided in subsection (e).
(e) Any short-term, limited-duration health insurance
coverage policy that is delivered or issued for delivery in
this State shall contain an option for an individual to cancel
coverage after any 30-day interval during the term of the plan.
(Source: P.A. 100-1118, eff. 11-27-18.)
Section 99. Effective date. This Act takes effect upon
becoming law.