Illinois Senate Bill 1287 (Prior Session Legislation)

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Completed Legislative Action
Spectrum: Partisan Bill (Democrat 3-0)
Status: Failed on January 7 2025 - 100% progression
Action: 2025-01-07 - Session Sine Die
Text: Latest bill text (Introduced) [HTML]

Creates the Dental Loss Ratio Act. Sets forth provisions concerning dental loss ratio reporting. Provides that a health insurer or dental plan carrier that issues, sells, renews, or offers a specialized health insurance policy covering dental services shall, beginning July 1, 2023, annually submit to the Department of Insurance a dental loss ratio filing. Provides a formula for calculating minimum dental loss ratios. Sets forth provisions concerning minimum dental loss ratio requirements. Provides that the Department may adopt rules to implement the Act. Provides that the Act does not apply to an insurance policy issued, sold, renewed, or offered for health care services or coverage provided as a function of the State of Illinois Medicaid coverage for children or adults or disability insurance for covered benefits in the single specialized area of dental-only health care that pays benefits on a fixed benefit, cash payment-only basis. Defines terms. Amends the Dental Service Plan Act. Provides that a dental service plan corporation shall not disburse during any one year (rather than shall not disburse during any one year, except upon the approval of the Director of Insurance) a sum greater than 20% of payments received from subscribers during that year as administrative expenses. Effective immediately.

DENTAL LOSS RATIO ACT

Sen. Laura Fine [D]

Sen. Julie Morrison [D]

Sen. Laura Murphy [D]

Date	Chamber	Action
2025-01-07	Senate	Session Sine Die
2023-03-31	Senate	Rule 3-9(a) / Re-referred to Assignments
2023-03-23	Senate	Rule 2-10 Committee Deadline Established As March 31, 2023
2023-03-10	Senate	Rule 2-10 Committee Deadline Established As March 24, 2023
2023-02-23	Senate	Added as Co-Sponsor Sen. Laura M. Murphy
2023-02-14	Senate	Assigned to Insurance
2023-02-10	Senate	Sponsor Removed Sen. Linda Holmes
2023-02-08	Senate	Added as Chief Co-Sponsor Sen. Linda Holmes
2023-02-07	Senate	Added as Chief Co-Sponsor Sen. Julie A. Morrison
2023-02-03	Senate	Referred to Assignments
2023-02-03	Senate	First Reading
2023-02-03	Senate	Filed with Secretary by Sen. Laura Fine

Chapter	Article	Section	Citation Type	Statute Text
215	110	34	Amended Code	Citation Text

Type	Source
Summary	https://www.ilga.gov/legislation/BillStatus.asp?DocNum=1287&GAID=17&DocTypeID=SB&SessionID=112&GA=103
Text	https://www.ilga.gov/legislation/103/SB/10300SB1287.htm