Bill Text: IA HF2511 | 2021-2022 | 89th General Assembly | Introduced


Bill Title: A bill for an act relating to prescription refills in emergency situations and insurance coverage for prescription insulin.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2022-02-23 - Introduced, referred to Human Resources. H.J. 352. [HF2511 Detail]

Download: Iowa-2021-HF2511-Introduced.html
House File 2511 - Introduced HOUSE FILE 2511 BY JAMES A BILL FOR An Act relating to prescription refills in emergency situations 1 and insurance coverage for prescription insulin. 2 BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF IOWA: 3 TLSB 5665YH (1) 89 ko/rn
H.F. 2511 Section 1. Section 155A.29, subsection 3, Code 2022, is 1 amended to read as follows: 2 3. a. Prescriptions may be refilled once pursuant to 3 subsection 2 for a period of time reasonably necessary for the 4 pharmacist to secure prescriber authorization. 5 b. Notwithstanding paragraph “a” , a prescription may be 6 refilled pursuant to subsection 2 once in a twelve-month 7 period, and the pharmacist may dispense an amount not to exceed 8 a thirty-day supply, or if the standard unit of dispensing 9 exceeds a thirty-day supply or is unit dosed, an amount not to 10 exceed the standard supply or unit of dispensing. 11 Sec. 2. NEW SECTION . 514C.18A Prescription insulin drugs 12 —— coverage. 13 1. As used in this section, unless the context otherwise 14 requires: 15 a. “Cost-sharing” means any coverage limit, copayment, 16 coinsurance, deductible, or other out-of-pocket expense 17 obligation imposed on a covered person by a policy, contract, 18 or plan providing for third-party payment or prepayment of 19 health or medical expenses. 20 b. “Covered person” means a policyholder, subscriber, or 21 other person participating in a policy, contract, or plan that 22 provides for third-party payment or prepayment of health or 23 medical expenses. 24 c. “Health care professional” means the same as defined in 25 section 514J.102. 26 d. “Prescription insulin drug” means a prescription drug 27 that contains insulin, is used to treat diabetes, that has been 28 prescribed as medically necessary by a covered person’s health 29 care professional, and is a benefit covered by the covered 30 person’s policy, contract, or plan. 31 2. Notwithstanding the uniformity of treatment requirements 32 of section 514C.6, a policy, contract, or plan providing for 33 third-party payment or prepayment of health or medical expenses 34 that provides coverage for prescription drugs shall cap the 35 -1- LSB 5665YH (1) 89 ko/rn 1/ 4
H.F. 2511 total amount of cost-sharing that a covered person is required 1 to pay per prescription filled to an amount not to exceed 2 twenty-five dollars for up to a thirty-one day supply of at 3 least one type of each of the following: 4 a. Rapid-acting prescription insulin drugs. 5 b. Short-acting prescription insulin drugs. 6 c. Intermediate-acting prescription insulin drugs. 7 d. Long-acting prescription insulin drugs. 8 3. Nothing in this section shall be construed to prohibit 9 a policy, contract, or plan providing for third-party payment 10 or prepayment of health or medical expenses from reducing a 11 covered person’s cost-sharing obligation by an amount greater 12 than the amount specified pursuant to subsection 2. 13 4. a. This section shall apply to the following classes 14 of third-party payment provider contracts, policies, or plans 15 delivered, issued for delivery, continued, or renewed in this 16 state on or after January 1, 2023: 17 (1) Individual or group accident and sickness insurance 18 providing coverage on an expense-incurred basis. 19 (2) An individual or group hospital or medical service 20 contract issued pursuant to chapter 509, 514, or 514A. 21 (3) An individual or group health maintenance organization 22 contract regulated under chapter 514B. 23 (4) A plan established for public employees pursuant to 24 chapter 509A. 25 b. This section shall not apply to accident-only, specified 26 disease, short-term hospital or medical, hospital confinement 27 indemnity, credit, dental, vision, Medicare supplement, 28 long-term care, basic hospital and medical-surgical expense 29 coverage as defined by the commissioner of insurance, 30 disability income insurance coverage, coverage issued as a 31 supplement to liability insurance, workers’ compensation or 32 similar insurance, or automobile medical payment insurance. 33 5. The commissioner of insurance may adopt rules pursuant to 34 chapter 17A to administer this section. 35 -2- LSB 5665YH (1) 89 ko/rn 2/ 4
H.F. 2511 EXPLANATION 1 The inclusion of this explanation does not constitute agreement with 2 the explanation’s substance by the members of the general assembly. 3 This bill relates to prescription refills in emergency 4 situations and insurance coverage for prescription insulin 5 drugs. 6 The bill allows a pharmacist to exercise professional 7 judgment and refill a prescription once in a 12-month period 8 and to dispense an amount not to exceed a 30-day supply, or if 9 the standard amount of dispensing exceeds a 30-day supply or 10 is unit dosed, an amount not to exceed the standard supply or 11 limit of dispensing. 12 The bill requires a policy, contract, or plan providing 13 for third-party payment or prepayment of health or medical 14 expenses that provides coverage for prescription drugs to cap 15 the total amount of cost-sharing that a covered person is 16 required to pay per prescription filled to an amount not to 17 exceed $25 for up to a 31-day supply of at least one type of 18 each of rapid-acting prescription insulin drugs, short-acting 19 prescription insulin drugs, intermediate-acting prescription 20 insulin drugs, or long-acting prescription insulin drugs. 21 “Prescription insulin drug” is defined in the bill as a 22 prescription drug that contains insulin, is used to treat 23 diabetes, has been prescribed as medically necessary by a 24 covered person’s health care professional, and is a benefit 25 covered by a covered person’s policy, contract, or plan. The 26 bill defines “cost-sharing” as any coverage limit, copayment, 27 coinsurance, deductible, or other out-of-pocket expense imposed 28 on a covered person. A policy, contract, or plan is not 29 prohibited from providing for third-party payment or prepayment 30 of health or medical expenses from reducing a covered person’s 31 cost-sharing to less than $25 for a 31-day supply of a 32 prescription insulin drug. This section of the bill applies 33 to third-party payment provider contracts, policies, or plans 34 delivered, issued for delivery, continued, or renewed in this 35 -3- LSB 5665YH (1) 89 ko/rn 3/ 4
H.F. 2511 state on or after January 1, 2023, by the third-party payment 1 providers enumerated in the bill. The types of specialized 2 health-related insurance which are not subject to the coverage 3 requirements are specified in the bill. The commissioner of 4 insurance may adopt rules to administer the requirements of 5 this section of the bill. 6 -4- LSB 5665YH (1) 89 ko/rn 4/ 4
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