US Congress House Bill 4538 (Prior Session Legislation)

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January 27 2010 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]

Fair Access to Credit Scores Act of 2010 - Amends the Fair Credit Reporting Act to require consumer reporting agencies to disclose any information in the consumer's file concerning credit scores or other related risk scores or predictors when the consumer requests a free annual disclosure (credit report). Requires all consumer reporting agencies to maintain information in the consumer's file concerning such scores or predictors for at least one year from the date on which such information is placed in the file. Directs the Comptroller General to study and report to Congress on bankruptcy risk scores used by consumer reporting agencies, including an analysis of: (1) the factors used to determine such scores; (2) how bankruptcy risk scores impact the ability of consumers to receive loans; and (3) actions that consumers can take to improve such scores.

Fair Access to Credit Scores Act of 2010

Rep Miller, George	Rep Green, Al	Rep Grijalva, Raul M.	Rep Gutierrez, Luis V.
Rep Hastings, Alcee L.	Rep Honda, Michael M.	Rep Kaptur, Marcy	Rep Lofgren, Zoe
Rep McDermott, Jim	Rep Moran, James P.	Rep Nadler, Jerrold	Rep Thompson, Bennie G.
Rep Watt, Melvin L.	Rep McGovern, James P.	Rep Farr, Sam	Rep Doggett, Lloyd
Rep Cummings, Elijah E.	Rep Rangel, Charles B.	Rep Towns, Edolphus	Rep Velazquez, Nydia M.
Rep Kagen, Steve	Rep Schakowsky, Janice D.	Rep Stark, Fortney Pete	Rep Sutton, Betty
Rep Tsongas, Niki	Rep Bordallo, Madeleine Z.	Rep Butterfield, G. K.	Rep Carson, Andre
Rep Clay, Wm. Lacy	Rep Cohen, Steve	Rep Delahunt, Bill

Date	Chamber	Action
2010-01-27		Referred to the House Committee on Financial Services.

Type	Source
Summary	http://thomas.loc.gov/cgi-bin/bdquery/z?d111:HN04538:@@@L&summ2=m&
Text	http://gpo.gov/fdsys/pkg/BILLS-111hr4538ih/pdf/BILLS-111hr4538ih.pdf