US HB3190 | 2011-2012 | 112th Congress
Status
October 21 2011 - Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Pending: House Subcommittee on Financial Institutions and Consumer Credit Committee
Text: Latest bill text (Introduced) [PDF]
Pending: House Subcommittee on Financial Institutions and Consumer Credit Committee
Text: Latest bill text (Introduced) [PDF]
Summary
Amends the Federal Deposit Insurance Act to prohibit an insured depository institution from charging a fee to any consumer for receiving or using a debit card. Subjects violators of such prohibition to civil liability for: (1) actual damages sustained by the consumer of between $100 and $1,000, (2) such punitive damages as the court may allow, and (3) the costs of a successful action together with reasonable attorney's fees to enforce liability.
Title
To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards.
Sponsors
History
| Date | Chamber | Action |
|---|---|---|
| 2011-10-21 | House | Referred to the Subcommittee on Financial Institutions and Consumer Credit. |
| 2011-10-13 | House | Referred to the House Committee on Financial Services. |
Subjects
Bank accounts, deposits, capital
Civil actions and liability
Consumer affairs
Finance and financial sector
Financial services and investments
Legal fees and court costs
User charges and fees
Civil actions and liability
Consumer affairs
Finance and financial sector
Financial services and investments
Legal fees and court costs
User charges and fees
US Congress State Sources
| Type | Source |
|---|---|
| Summary | http://thomas.loc.gov/cgi-bin/bdquery/z?d112:HN03190:@@@L&summ2=m& |
| Text | http://gpo.gov/fdsys/pkg/BILLS-112hr3190ih/pdf/BILLS-112hr3190ih.pdf |
